Privacy Policy

ACCEPTANCE OF TERMS
This website is owned and operated by Express Life Education Inc, and its affiliates and subsidiaries. Express Life Education Inc offers this site, including all information, tools, and services to you conditioned upon your acceptance of the Terms of Use and the terms and conditions of any policies and notices on the website. Please read the following Terms of Use carefully before using this Website - by using the site, you agree to these Terms of Use. If you do NOT agree to these Terms of Use, please do NOT use the website. These Terms of Use apply only to your use of the Website and do not apply to any other Website or any Express Life Education Inc product or service, nor change any other agreement that may exist between you and Express Life Education Inc. Express Life Education Inc reserves the right, in its sole discretion, to modify or change these Terms of Use at any time without prior notice to you. Your continued use of the website following the posting of any changes to the Terms of Use constitutes your acceptance of such changes.
ACCURACY AND COMPLETENESS OF INFORMATION
Express Life Education Inc is not responsible if information made available on this site is not accurate, complete, or current. The material on this site is provided for general information only, and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on the site. You agree that it is your responsibility to monitor changes to the site.
YOUR USE OF THE SITE
All content on this site (including but not limited to, code and software, text, designs, graphics, logos, icons, images, audio clips, downloads, interfaces) is the exclusive property of and owned by Express Life Education Inc, its licensors, and/or its content providers, and is protected by copyright, trademark, and other applicable laws worldwide.
You may access, download, store, display on your computer, view, listen to, copy, and print the materials and content that Express Life Education Inc publishes or broadcasts on this site or makes available for download through the site for your personal, informational and non-commercial use, provided you do not modify or delete any copyright, trademark or other proprietary notice appearing on the material you access, copy, download or print, and further provided that you do not distribute or transfer such materials and content. Any other use of the content on the site, including but not limited to the modification, distribution, transmission, uploading, licensing, or the creation of derivative works from, any material, information, software, products or services or portions thereof obtained from the site, is expressly prohibited. Express Life Education Inc, its licensors and/or content providers currently retain and shall retain complete ownership and title in and to the materials provided on this site, including all intellectual property rights thereto, and provide this material to you under a license that is revocable at any time in Express Life Education Inc sole discretion. Express Life Education Inc neither warrants nor represents that your use of materials on this site will not infringe the rights of third parties.
As a condition of your use of the site, you will not use the site for any purpose that is unlawful or prohibited by these Terms of Use or any applicable laws.
MATERIALS YOU SUBMIT
You acknowledge that you are responsible for any material you may submit via this website, including but not limited to the legality, reliability, appropriateness, originality and copyright ownership of any such materials or content. You may not upload to, distribute or otherwise publish through this site any materials or content that: (i) is false; fraudulent; libelous; defamatory; abusive; obscene; threatening; or otherwise objectionable; confidential; infringing or invasive of privacy or publicity rights; infringing on intellectual property rights; abusive, and/or illegal; (ii) may constitute or incite a criminal offense; violate the rights of any party, or otherwise give rise to liability or violate any law; or (iii) may contain software viruses, worms r any other form of malware; political campaigning; or chain letters; mass mailings; or any form of "spam." You may not use a false email address or other identifying information, impersonate any person or entity, or otherwise mislead as to the origin of any materials or content. You may not upload commercial content onto the site.
If you do submit materials and content, and unless we expressly indicate otherwise, you hereby grant Express Life Education Inc an unrestricted, nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such material throughout the world in any media. You further agree that Express Life Education Inc is free to use any ideas, information, concepts, and/or know-how that you or anyone acting on your behalf provide to Express Life Education Inc. You grant Express Life Education Inc the right to use the name you submit in connection with such materials or content if Express Life Education Inc elects to do so. All personal information provided via this site will be handled by the site's online Privacy Policy. You represent and warrant that you own or otherwise control all the rights to the materials and content you post; that the materials and/or content are accurate; that use of the materials and/or content you post or provide does not violate any provisions of the Terms of Use and will not cause injury to any individual or entity; and that you will indemnify Express Life Education Inc for all claims resulting from materials and content you post or provide.
DISCLAIMERS
EXCEPT WHERE OTHERWISE EXPRESSLY PROVIDED, THIS SITE AND ALL MATERIALS AND CONTENT THEREIN ARE PROVIDED ON AN "AS IS" AND “AS AVAILABLE” BASIS. EXPRESS LIFE EDUCATION INC HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, OR NON-INFRINGEMENT. EXPRESS LIFE EDUCATION MAKES NO WARRANTY THAT THE SITE, MATERIALS AND CONTENT WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED OR SECURE BASIS, OR THAT THE QUALITY OF ANY MATERIALS OR CONTENT OBTAINED BY YOU ON OR THROUGH THE SITE WILL MEET YOUR EXPECTATIONS.
IF YOU DOWNLOAD ANY MATERIAL OR CONTENT FROM THIS SITE, YOU DO SO AT YOUR DISCRETION AND RISK. YOU ARE RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL OR CONTENT. Express Life Education iNC and any other subsidiary and affiliate of Express Life Education Inc are not credit repair organizations, or similarly regulated organizations under other applicable laws, and do not provide credit repair advice.
Express Life Education Inc offerings of credit monitoring is only the credit file associated with the purchasing consumer that is maintained by subsidiary or affiliates, and do not monitor, compare or cross-reference the credit file associated with the purchasing consumer to any other credit file(s).
LIMITATION OF LIABILITY
IN NO EVENT AND UNDER NO LEGAL OR EQUITABLE THEORY, WHETHER IN TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL EXPRESS LIFE EDUCATION INC BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THE INFORMATION CONTAINED HEREIN, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL, LOSS OF DATA, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER OR SOFTWARE FAILURE OR MALFUNCTION.
YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT NEITHER EXPRESS LIFE EDUCATION INC NOR ITS SUPPLIERS SHALL BE LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THE SITE. YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY OF THE ABOVE CLAIMS OR ANY DISPUTE WITH EXPRESS LIFE EDUCATION INC IS TO DISCONTINUE YOUR USE OF THE SITE. YOU AND EXPRESS LIFE EDUCATION INC HEREBY AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES OR THE CAUSE OF ACTION IS PERMANENTLY BARRED.
EXCLUSION OF LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW DISCLAIMERS, EXCLUSIONS OR LIMITATIONS OF CERTAIN WARRANTIES, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO ALL OR A PORTION OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH EVENT, AND NOTWITHSTANDING THAT ANY DISCLAIMER, EXCLUSION, OR LIMITATION OF LIABILITY MAY NOT APPLY TO YOU, ALL OTHER PROVISIONS OF THIS TERMS OF USE SHALL APPLY, AND REMAIN IN FULL FORCE AND EFFECT.
INDEMNIFICATION
You agree to defend, indemnify and hold Express Life Education Inc harmless from and against any claims, damages, costs, and expenses, including attorney's fees, arising from and related to your use of the site.
COPYRIGHT NOTICE
Unless otherwise noted, the graphic images, buttons, and text contained in this site are the exclusive property of Express Life Education Inc. Except as otherwise expressly authorized in the Terms of Use, the Graphics may not be copied, published, distributed, displayed, reproduced, or transmitted, in any form or by any means, including but not limited to electronic, mechanical, photocopying, recording, or otherwise, without prior written permission of Express Life Education Inc.
TRADEMARKS
This website features logos, brand identities, and other trademarks and service marks (the "Marks") that are the property of or are licensed to Express Life Education Inc, its licensors, and/or content providers. All Marks are the property of their respective owners. Nothing contained on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Mark displayed on this site without written permission of Express Life Education or any third party that may own a Mark displayed on the site. Express Life Education Inc reserves all rights not expressly granted in and to the site and its content. This site and all of its content, including but not limited to text, design, graphics, interfaces, and code, and the selection and arrangement thereof, is protected as a compilation under the copyright laws of the United States and other countries.
LINKS TO THIRD PARTY SITES
As a convenience to visitors and users, this website may link to other sites owned and operated by third parties and not owned or maintained by Express Life Education Inc. However, even if such third parties are affiliated with Express Life Education Inc, Express Life Education Inc has no control over these linked sites, all of which have separate privacy and data collection practices and legal policies independent of Express Life Education Inc. Express Life Education Inc is not and shall not be responsible for the materials or content of any linked sites and does not make any representations regarding the content or accuracy of materials or content on such sites. Accessing and using such third-party sites is entirely at your own risk.
PRIVACY POLICY
Express Life Education Inc respects your privacy and has developed a policy to address privacy concerns. For more information, please see Express Life Education Inc Privacy Policy. Any personal information collected on this site will be treated by Express Life Education Inc Privacy Policy.
MINORS' USE OF THE SITE.
Minors (individuals under 18 years of age) are not eligible or authorized to view or use the site, and we ask that they do not submit any information, content, or materials to us.
CAUTIONARY LANGUAGE REGARDING FORWARD-LOOKING STATEMENTS
This website may contain statements, estimates or projections that constitute "forward-looking statements" as defined under U.S. federal securities laws. Any such forward-looking statements are inherently speculative and are based on currently available information, operating plans and projections about future events and trends. As such, they are subject to numerous risks and uncertainties. Actual results and performance may be significantly different from Express Life Education Inc historical experience and our present expectations or projections. Express Life Education Inc undertakes no obligation to publicly update or revise any forward-looking statements.
JURISDICTION
These Terms of Use are governed and interpreted under the laws of the State of North Carolina, United States of America, without regard to its choice of law provisions. By using this site you consent to the jurisdiction of the federal and state courts located in North Carolina for any action or claim arising from or relating to these Terms of Use. If any portion of these Terms of Use is deemed unlawful, void, or unenforceable, then that portion shall be deemed to be severable and shall be construed by applicable law. Such a portion will not affect the validity and enforceability of any remaining provisions or terms. Express Life Education Inc failure to act concerning a breach of these Terms of Use by you or others does not constitute a waiver of the Terms of Use and shall not limit Express Life Education Inc rights concerning such breach or any subsequent breaches.
CONTACT INFORMATION
If you have any questions regarding these Terms of Use, please contact Express Life Education Inc via email expresslifedu@yahoo.com if you have any other questions.  These Terms of Use were last updated on August 27, 2020